Understanding the Canadian Dental Care Plan (CDCP)

The cost of dental visits can be a real worry, especially if you do not have workplace benefits. The Canadian Dental Care Plan (CDCP) is a national program created by the federal government to lower these barriers and help more people receive the routine and urgent oral care they need.

What This Federal Dental Program Does

This plan is designed for Canadian residents who do not have any other private coverage and whose household income is below a set limit. It focuses on people who have the greatest trouble paying for treatment, including many seniors, children, and adults living with disabilities. If you qualify, the government pays a percentage of your visit based on your family income, and you may pay a co-payment at the office.

Who Is Eligible and What Is Covered

To qualify, you must live in Canada, have filed your taxes, and meet income rules set by the federal government. You also cannot have other Canadian dental insurance through an employer, pension plan, or private benefits provider at the same time. When your application is approved, you receive a card and a start date for when your coverage begins.

The plan helps with many basic and preventive services, such as exams, X-rays, scaling, and fillings, and in some cases, root canals, dentures, and extractions. Coverage does not extend to cosmetic options like teeth whitening. Your exact benefits depend on national guidelines and on the CDCP fee schedule, so our team will review your information and let you know any expected out-of-pocket costs before treatment begins.

Support for Seniors and Families

Many people first hear about this as a Canadian dental plan for seniors, but it also supports children and eligible adults with lower family incomes. For many households, this is the first time that routine dental visits, checkups, and recommended follow-up care feel truly within reach. It also improves overall dental coverage in Canada by filling some of the gaps that exist in public health plans.

How the Plan Works at Our Clinic

Before your visit, we will ask for your member information and start date so we can confirm how your appointment will be billed. Our team submits claims on your behalf, following federal rules, and we explain any co-payments clearly so there are no surprises. We are proud to be among the dentists accepting CDCP, and we stay up to date on current guidelines so your claims are handled as smoothly as possible.

Choosing a CDCP-Friendly Dental Home

When you are selecting a dental office, it is important to look for clear communication, gentle care, and a team that respects your budget. At Brooklin Village Dental Care, located in Whitby, ON, our staff are happy to answer questions about the plan, help you understand your paperwork, and schedule visits that work with your coverage period. If you think you may qualify, or if you have already received your welcome package, contact our office to book an appointment or ask our team for guidance on using your new benefits.